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Rocketship Financial is not a direct lender, creditor, or debt collector. We work with a network of financial service providers, and may receive compensation through referral partnerships that make it possible for you to explore loan options.
Loan options provided by our lending partners range from $5,000 to $100,000, with Annual Percentage Rates (APRs) from 5.99% to 35.99%, inclusive of interest and fees. Origination fees range from 0% to 5% of the loan amount. Loan terms extend from 4 to 84 months, ensuring no repayment in full is required within 60 days. Final loan terms—including interest rate, repayment period, and approved loan amount—are determined by factors such as your credit profile, income, existing debt obligations, and the specific loan request.
Loan availability may vary by state and there is no assurance that you will be approved for financing.
Representative Example: A personal loan of $15,000 with a 4% origination fee, a 48-month repayment schedule, and an interest rate of 15.50% would result in $14,400 in disbursed funds (after deducting a $600 origination fee). Monthly payments would be approximately $428.12, reflecting a 17.82% APR. Over the life of the loan, interest would total $5,949.76, and the total cost of the loan—including the origination fee—would be $6,549.76, for a total repayment of $20,549.76.
Rocketship Financial is an equal opportunity referral service provider and does not discriminate based on race, color, religion, sex, marital status, national origin, or ancestry.